Become the fiduciary
of your own financial life.
ClearView connects your entire financial picture — investments, real estate, retirement planning, and wealth-building tools — giving you the clarity and control that was once reserved for institutional investors.
It’s difficult to get a clear view without ClearView.™
Currently in invite-only beta · Early adopter pricing locked in at signup
Read-only access · We can’t move your money · AES-256 encrypted · Zero data sales · 12,000+ institutions via Plaid
ClearView Advisor Platform — onboard clients, run planning simulations, view every portfolio from one dashboard. Built for RIAs.
Apply for Early Access →What it means to be your own fiduciary.
A fiduciary acts in your best interest — not their own. These four duties define that standard. ClearView is built to help you uphold all four.
Duty of Loyalty
Your interests come first — always. No commissions. No AUM fees. No product recommendations. ClearView has no incentive except your clarity.
Duty of Care
Make informed, prudent decisions. ClearView gives you institutional-grade analysis — Monte Carlo simulations, true IRR, tax optimization — so every decision is grounded in data.
Duty of Disclosure
See every relevant fact. Hidden fees surfaced. Real returns calculated. IRS limits projected. The numbers your brokerage statement doesn't show you.
Duty of Confidentiality
Your financial data is yours alone. AES-256 encrypted. Never sold, shared, or monetized. Export or delete everything, anytime.
Financial clarity at every stage of life.
Four institutional-grade planning tools — from your first 401(k) contribution to your last RMD. Model it, optimize it, and see the full picture.
Millennials & Gen Z · Accumulators
Wealth Builder
You're building — make every dollar count. Model your 401(k) + employer match + brokerage savings from today to retirement. 2,000 Monte Carlo trials show the range of outcomes. See year-by-year exactly how much IRS headroom you have, when catch-ups kick in, and what % of income maxes you out.
- ✓2,000 Monte Carlo trials · correlated asset returns
- ✓IRS contribution limits with COLA projection through retirement
- ✓SECURE 2.0 super catch-up (ages 60–63)
- ✓Conservative / Moderate / Aggressive allocation presets
- ✓Year-by-year: income growth vs contribution trajectory
Boomers & Gen X · Pre-Retirees
Retirement Simulator
10,000 Monte Carlo trials. Correlated asset-class returns, stochastic inflation, the Blanchett spending smile (go-go / slow-go / no-go). A “confident through age X” headline — not a probability you have to interpret. Spending sensitivity heatmap, SECURE 2.0 RMD schedule, home-downsize scenario with equity reinvestment.
- ✓10,000 trials · stochastic inflation · Blanchett spending curve
- ✓Fan chart: p10/p25/p50/p75/p90 percentile outcomes
- ✓Spending heatmap: retirement age × monthly withdrawal
- ✓SECURE 2.0 RMD schedule (age 73 / 75 by birth year)
- ✓Sell & downsize scenario with $250K CGT exclusion
Tax Optimization · Any Age with Pre-Tax Accounts
Roth Conversion Optimizer
Exactly how much to convert, which tax bracket to fill, whether IRMAA constraints bind, and what the strategy saves over your lifetime — year by year, with a full conversion schedule. Most advisors can't model this in real time. ClearView does it instantly.
- ✓2026 tax brackets + standard deductions + COLA
- ✓IRMAA Medicare surcharge guard (often the binding constraint)
- ✓Pre-tax vs Roth balance trajectory through RMD age
- ✓Estimated lifetime tax savings vs no-conversion baseline
- ✓IRA distribution modeled as ordinary income
All Investors · Full Financial Picture
Net Worth & Balance Sheet
A proper Statement of Financial Position — every asset and liability, one accounting view. Investments, real estate with satellite maps, Plaid-linked mortgages, auto loans, crypto, precious metals. Net worth to the dollar, tracked over time. Detailed spending analysis shows where your money actually goes.
- ✓Auto-synced via Plaid + manually entered real estate & alt assets
- ✓Crypto (11 coins) & precious metals (XAU/XAG/XPT/XPD) with live prices
- ✓Net worth sparkline — 90-day history tracked automatically
- ✓Institution → account drill-down in ledger format
- ✓Spending analysis: transactions categorized by account
Up and running in minutes
Connect your accounts
Link via Plaid — 12,000+ institutions. Fidelity, Schwab, Vanguard, Chase, and more. Read-only, always. Or upload CSV if you prefer.
See the complete picture
Your balance sheet populates automatically: investments, real estate, mortgages, crypto, precious metals — net worth in one place.
Plan your entire future
Run the Wealth Builder to optimize your 401(k). Simulate retirement with 10,000 scenarios. Find your Roth conversion sweet spot.
Everything your financial picture needs.
No AUM fees. No upsells. Just the numbers.
True Investment Performance
Money-weighted returns (IRR) — the number that reflects your actual experience, not a benchmark's. Dividend income, fees, and cash flow all accounted for.
Real Estate Holdings
Track properties alongside your portfolio. Satellite thumbnails, equity callouts, Plaid-linked mortgages, and downsize scenario modeling in your retirement plan.
Alternative Assets
Crypto (BTC, ETH, SOL, and 8 more) and precious metals (XAU, XAG, XPT, XPD) with live prices. Cold storage and physical holdings — not just what's in your brokerage.
Fee Transparency
See exactly what you paid in management fees, trading fees, and fund expenses. Broken down by account. Most investors are surprised — in the wrong direction.
CSV Fallback
Schwab, Fidelity, and Vanguard all export CSV. We provide templates and parse them automatically. Full functionality without Plaid if you prefer.
Privacy by Design
AES-256 encrypted at rest and in transit. We never sell, share, or profit from your data. Export or delete everything, anytime, from your account settings.
Give your clients the same clarity you expect for yourself.
ClearView Advisor lets you onboard clients, view their full financial picture, and run the same planning simulations — all from a single dashboard. No client portal to build. No separate software to license.
Client data is held securely under your firm. Your clients connect once via a magic link. You see everything, instantly — balance sheet, investment performance, retirement projections, Roth scenarios.
Apply for Advisor Early Access →Client Roster
Onboard clients with a magic link. View each client's portfolio, balance sheet, and planning scenarios.
Firm-Level Data Control
Client data is scoped to your firm. Full audit trail. Designed for SEC exam readiness.
Full Planning Suite Per Client
Run retirement simulations, Roth optimization, and wealth projections for each client — same tools, advisor view.
Your history is yours — and it compounds.
Plaid gives institutions a rolling window — 90 days here, two years there, depending on the bank. When that window closes, the data is gone.
ClearView permanently stores everything it syncs. Year-over-year fee comparisons. Multi-year return trends. Cash flow patterns across market cycles. That data only exists if you stay connected — and it only lives here.
ClearView becomes more valuable the longer you use it.
Year 1
Returns, fees, and allocation for your first full year.
Year 2
Year-over-year comparison. Are your fees going up?
Year 3+
Multi-year trends. How did you actually do through a downturn?
Simple, honest pricing
No AUM fees — ever. Early adopters lock in introductory pricing.
Currently in invite-only beta — pricing finalized at launch.
Starter
One institution, full insight
Pricing TBD at launch
Early adopters get introductory rates
- ✓1 connected institution
- ✓Portfolio performance & IRR
- ✓Balance sheet
- ✓Fee analysis
- ✓CSV upload fallback
Pro
Unlimited accounts, full picture
Pricing TBD at launch
Early adopters get introductory rates
- ✓Unlimited institutions
- ✓Everything in Starter
- ✓Real estate holdings
- ✓Alternative assets (crypto + metals)
- ✓Net worth tracking & sparkline
Premium
Plan every decade
Pricing TBD at launch
Early adopters get introductory rates
- ✓Everything in Pro
- ✓Wealth Builder (accumulation)
- ✓Retirement Simulator (10K trials)
- ✓Spending heatmap
- ✓RMD schedule (SECURE 2.0)
Platinum
Full tax optimization suite
Pricing TBD at launch
Early adopters get introductory rates
- ✓Everything in Premium
- ✓Roth Conversion Optimizer
- ✓IRMAA Medicare surcharge guard
- ✓Tax bracket targeting
- ✓Lifetime savings projections
ClearView Advisor Platform
Everything in Platinum, extended for a full client book. Onboard clients with a magic link, view their complete financial picture, and run all planning simulations from a unified advisor dashboard. No client portal to build. No separate software to license.
Advisor pricing TBD — applying now locks in early adopter rates
Connect with ClearView.™
The most important first step toward becoming the fiduciary of your own financial life.
By Fiducia AI Labs · Sarasota, FL
Connect with ClearView™Invite-only beta · Early adopter pricing locked in at signup.
Common Questions
How does the free trial work?
You get 14 days of full access to your chosen plan — no credit card required to start. At the end of your trial you can subscribe to continue, or your data stays safely stored and accessible when you return.
How does ClearView access my accounts?
Via Plaid, the same bank-grade API used by major fintech platforms. We only read — never write. We cannot move your money, initiate transactions, or make any changes to your accounts.
How far back does my data go?
Plaid provides a rolling window that varies by institution — typically 90 days to 2 years of transactions. ClearView permanently stores everything it syncs from day one. The longer you're connected, the richer your history becomes.
What if my brokerage isn't on Plaid?
You can upload CSV exports from any brokerage using our templates. Schwab, Fidelity, Vanguard, and most major brokerages support CSV exports. Full functionality — no Plaid required.
What does "fiduciary" mean in this context?
A fiduciary is someone who acts in your best interest — not their own. Traditional financial advice often involves conflicts of interest. ClearView has no incentive to sell you anything: no commissions, no AUM fees, no product recommendations. We just show you the numbers.
I'm a financial advisor — is there an advisor plan?
Yes — the ClearView Advisor Platform is live and in early-access testing. Onboard clients with a magic link, view their full financial picture, and run planning simulations from a unified advisor dashboard. Apply at the Early Access link above or on the pricing section below.
What happens to my data if I cancel?
Your data remains encrypted and stored. You can export everything as CSV or delete your account entirely from account settings — no questions asked.